TERMS OF SERVICE

NikoKnowBets

Operated by Still Dreaming LLC

Effective Date: November 1, 2025

Last Updated: November 1, 2025

1. ACCEPTANCE OF TERMS

These Terms of Service (“Terms,” “Agreement”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Still Dreaming LLC, a Pennsylvania limited liability company, d/b/a NikoKnowBets (“Company,” “we,” “us,” or “our”) governing your access to and use of the NikoKnowBets website located at https://nikoknowsbets.com/ and all related services, content, and functionality (collectively, the “Services”).

BY ACCESSING OR USING OUR SERVICES, CREATING AN ACCOUNT, OR PURCHASING A SUBSCRIPTION, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND ALL APPLICABLE LAWS AND REGULATIONS.

IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE OUR SERVICES.

These Terms incorporate by reference our Privacy Policy, Cancellation and Refund Policy, and Disclaimer, all of which are binding upon you.

2. ELIGIBILITY AND USER RESPONSIBILITIES

2.1 Age and Legal Requirements

You must be at least 18 years of age (or the legal age for sports betting in your jurisdiction, whichever is higher) to use our Services. By using our Services, you represent and warrant that:

You are of legal age in your jurisdiction
You are legally permitted to engage in sports betting activities in your location
You have the legal capacity to enter into this binding Agreement
All information you provide to us is accurate, current, and complete

2.2 Geographic Restrictions

YOU ARE SOLELY RESPONSIBLE FOR DETERMINING WHETHER SPORTS BETTING AND THE USE OF SPORTS BETTING PREDICTION SERVICES ARE LEGAL IN YOUR JURISDICTION. Sports betting laws vary significantly by location. If sports betting is illegal in your jurisdiction, you must not use our Services. We make no representation that our Services are appropriate or available for use in all locations.

2.3 Prohibited Jurisdictions

We reserve the right to refuse service to users from any jurisdiction where the provision of sports betting predictions or related services is prohibited by law. You agree not to use any technology or technique (such as VPNs) to circumvent geographic restrictions.

3. ACCOUNT REGISTRATION AND SECURITY

3.1 Account Creation

To access certain features of our Services, you must create an account. You agree to provide accurate, complete, and current information during registration and to update such information as necessary to maintain its accuracy.

3.2 Account Security

You are responsible for:

Maintaining the confidentiality of your account credentials
All activities that occur under your account
Immediately notifying us of any unauthorized use of your account
Ensuring no one else uses your account

3.3 One Account Per Person

You may only maintain one account. Creating multiple accounts, sharing accounts, or transferring accounts to another person is strictly prohibited and may result in immediate termination of all accounts.

3.4 Account Accuracy

Providing false or misleading information is grounds for immediate account termination. We reserve the right to verify your identity and account information at any time.

4. DESCRIPTION OF SERVICES

NikoKnowBets provides subscription-based sports betting predictions, picks, analysis, and related information (“Predictions”) for various sporting events. Our Services are provided solely for informational and entertainment purposes.

IMPORTANT: Our Predictions are opinions and analysis based on available information. They are NOT guarantees, certainties, or assurances of any outcome. We do NOT guarantee winnings, profits, or any specific results. Sports betting involves substantial risk of loss.

5. SUBSCRIPTION TERMS AND PAYMENT

5.1 Subscription Packages

We offer season-based subscription packages for various sports. Each subscription provides access to Predictions for the duration of the applicable sports season. Subscriptions expire at the end of the season and do not automatically renew.

5.2 Payment

By purchasing a subscription, you authorize us to charge your designated payment method for the subscription fee. All payments are processed through secure third-party payment processors. You agree to provide current, complete, and accurate payment information.

5.3 Cancellations and Refunds

All cancellations and refunds are governed by our Cancellation and Refund Policy, which is incorporated into these Terms by reference. Please review that policy carefully before purchasing a subscription.

6. INTELLECTUAL PROPERTY RIGHTS

6.1 Ownership

All content, features, and functionality of the Services, including but not limited to text, graphics, logos, predictions, analysis, software, and compilation of content (collectively, the “Content”), are owned by NikoKnowBets or our licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

6.2 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services and Content solely for your personal, non-commercial use during your active subscription period.

6.3 Restrictions

You agree NOT to:

Copy, reproduce, distribute, transmit, display, sell, license, or otherwise exploit any Content for any commercial purpose
Share, forward, post, or distribute your login credentials or Predictions to any third party
Modify, create derivative works from, reverse engineer, or attempt to extract source code from the Services
Remove or obscure any copyright, trademark, or other proprietary notices
Use any automated system (including robots, scrapers, or spiders) to access the Services
Resell, sublicense, or monetize access to our Predictions or Services in any way
Use the Services or Content in any manner that violates any applicable law or regulation

6.4 Enforcement

Violation of these intellectual property restrictions will result in immediate termination of your account without refund and may subject you to legal action, including claims for damages and injunctive relief.

7. PROHIBITED CONDUCT

In addition to the restrictions in Section 6, you agree NOT to:

Use the Services for any illegal purpose or in violation of any laws
Harass, abuse, threaten, or intimidate other users or our staff
Impersonate any person or entity or falsely represent your affiliation
Interfere with or disrupt the Services or servers or networks connected to the Services
Attempt to gain unauthorized access to any portion of the Services or any systems or networks
Transmit any viruses, malware, or other malicious code
Collect or harvest any personally identifiable information from the Services
Use the Services to send spam, chain letters, or unsolicited communications
Engage in any activity that could damage, disable, overburden, or impair the Services

8. NO WARRANTIES AND DISCLAIMERS

THE SERVICES AND ALL CONTENT, INCLUDING PREDICTIONS, ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT:

The Services will be uninterrupted, timely, secure, or error-free
The Predictions will be accurate, reliable, complete, or successful
Any Predictions will result in winnings or profits
Defects in the Services will be corrected
The Services will meet your requirements or expectations

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SERVICES WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

Some jurisdictions do not allow the exclusion of certain warranties. In such jurisdictions, the above exclusions may not apply to you to the extent prohibited by law.

9. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STILL DREAMING LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SERVICES.

THIS LIMITATION APPLIES TO DAMAGES ARISING FROM:

Use or reliance on Predictions provided through the Services
Betting losses or financial losses of any kind
Errors, mistakes, or inaccuracies in Content or Predictions
Unauthorized access to or use of our servers or your personal information
Interruption or cessation of transmission to or from the Services
Bugs, viruses, or other harmful code transmitted through the Services
Any other matter relating to the Services

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS LESS.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

10. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Still Dreaming LLC, its officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, damages, costs, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of or inability to use the Services; (b) your violation of these Terms; (c) your violation of any rights of another party, including intellectual property rights; (d) your betting activities or losses; (e) any false or misleading information you provide; or (f) your violation of any applicable laws or regulations.

11. DISPUTE RESOLUTION AND ARBITRATION

11.1 Governing Law

These Terms and any disputes arising out of or related to these Terms or the Services shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law principles.

11.2 Mandatory Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

You and Still Dreaming LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services (collectively, “Disputes”) will be settled by binding arbitration, except that each party retains the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of a party’s intellectual property rights.

BY AGREEING TO ARBITRATION, YOU UNDERSTAND THAT YOU ARE WAIVING YOUR RIGHT TO A JURY TRIAL AND YOUR RIGHT TO HAVE YOUR DISPUTE HEARD IN COURT.

11.3 Arbitration Procedures

The arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect. The arbitration will be conducted in Allegheny County, Pennsylvania, or at another mutually agreeable location. The arbitrator’s decision will be final and binding, and judgment may be entered in any court of competent jurisdiction.

11.4 Class Action Waiver

YOU AND STILL DREAMING LLC AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. ARBITRATIONS AND COURT PROCEEDINGS UNDER THESE TERMS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

11.5 Exceptions

Either party may bring a lawsuit in court if the Dispute qualifies for small claims court in Allegheny County, Pennsylvania.

11.6 Opt-Out Right

You have the right to opt out of this arbitration provision by sending written notice of your decision to opt out to Still Dreaming LLC, 3000 Village Run Rd. #260, Wexford, PA 15090 within thirty (30) days of first accepting these Terms. Your notice must include your name, address, email address, and a clear statement that you wish to opt out of this arbitration agreement. If you opt out, all other provisions of these Terms will continue to apply.

12. TERMINATION

12.1 Termination by You

You may terminate your account at any time by following the cancellation procedures outlined in our Cancellation and Refund Policy. Termination does not entitle you to a refund except as expressly provided in that policy.

12.2 Termination by Us

We reserve the right to suspend or terminate your account and access to the Services, without prior notice and without liability, for any reason, including but not limited to:

Breach of these Terms
Fraudulent, abusive, or illegal activity
Sharing or distributing Predictions in violation of Section 6
Providing false information
Payment disputes or chargebacks we deem invalid
At our sole discretion for any reason or no reason

12.3 Effect of Termination

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, warranty disclaimers, indemnification, limitation of liability, and dispute resolution provisions.

13. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the “Last Updated” date. For significant changes, we may also provide notice via email.

Your continued use of the Services after changes become effective constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Services and cancel your account.

14. MODIFICATIONS TO SERVICES

We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Services.

15. THIRD-PARTY LINKS AND CONTENT

The Services may contain links to third-party websites or services that are not owned or controlled by NikoKnowBets. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party content or services.

16. SEVERABILITY

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, or if it cannot be made enforceable, it shall be severed from these Terms. The remaining provisions shall remain in full force and effect.

17. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, Cancellation and Refund Policy, and Disclaimer, constitute the entire agreement between you and Still Dreaming LLC regarding the Services and supersede all prior and contemporaneous agreements, proposals, representations, and understandings, whether written or oral.

18. WAIVER

No waiver by Still Dreaming LLC of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure by us to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

19. ASSIGNMENT

You may not assign, transfer, or delegate any of your rights or obligations under these Terms without our prior written consent. We may freely assign or transfer these Terms without restriction. Any attempted assignment in violation of this section shall be null and void.

20. FORCE MAJEURE

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

21. CONTACT INFORMATION

If you have questions about these Terms, please contact us at:

Still Dreaming LLC

d/b/a NikoKnowBets

3000 Village Run Rd. #260

Wexford, PA 15090

Email: [email protected]

22. LEGAL DISCLAIMER

BY CLICKING “I AGREE,” “ACCEPT,” OR “SIGN UP,” OR BY ACCESSING OR USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.